Growing up as a kid my mother was a nurse and we came from a middle-class family that was like the typical American family, and my father was a bartender and worked very hard. He was unable to read or write and worked two jobs and the tips that he made from work was our school lunch money.
I remember asking myself, why are they working so hard it must be for the money, but shortly thereafter I realized it was not just the money it was how they were managing and spending the money.
Later, I realized they did not know or how to create a budget, and that day I decided to become financially literate. I invested into myself first and learned how to set financial goals and stick to them.
I saved up money for my first car and my mother insisted that I give my sister some of my money that I had saved, so that she would be able to afford a down payment on her first vehicle. I decided at that point that I would be financially responsible and debt free. My goal is to help as many families as possible and others, just like my family.